Here’s How To Get Pre-Approved for Your Home Loan
Getting pre-approved is the first legitimate step towards purchasing your new home. To get pre-approved, we verify your information and documents to determine how much you are able to borrow towards your new home. This will strengthen any offer you make for a house.
What Paperwork Will We Need?
In order to apply for a new mortgage, we will ask you to provide us with some documentation that we will need for the mortgage loan process. We will request a copy of your credit report from a credit agency and will verify the information provided in your loan application.
Be prepared to provide us with:
LOAN APPLICATION CHECKLIST
The following is a list of documentation that may be required to process your loan application.
W-2s from past 2 years
Past two years of Personal Income Tax Returns
(self-employed or 25% or more income is from commission)
Past three years of Corporate Returns
Including K-1 [If self employed]
Most Recent 30-days of Pay-stubs
Bank Statements for the Most Recent 2 Months
Most Recent 401[k], IRA, Stock,Bond Statements
Homeowner’s Insurance Policy and Agent’s
Social Security Card
Bankruptcy Discharge Paperwork [if applicable]
Divorce Decree [if applicable]
Gift Letter and Supporting Documents [if applicable]
Cancelled Earnest Money Check
Signed Purchase Agreement [if applicable]
Existing 1st and/or 2nd Mortgage NOTE [if applicable]
Start Your Application!
Apply now to start your application today!
Branch Manager/ Sr. Loan Officer
NMLS ID# 186548
Direct: (877) 237-9694
CA BRE ID# 01350228
AZ MLO Lic# 0913442
Mortgage Loan Originator
Office: (888) 285-1889
6410 Oak Canyon
Irvine, California 92618
Office: (949) 929-3789
100 Spectrum Center Dr #250
Irvine, CA 92618
Licensed in California